Bubble Formation Mechanism

The Ex Ante Likelihood of Bubbles (2022)

Bubble Formation Dynamics

✓ Safe

r* = 2.50
Returns (r): Asset's past performance
Population (n): Excited speculators
r* = 1/θ: Critical threshold
n*: Steady-state population

Key Insights

1
The Model: Speculators become excited at rate θr(1-n)n and "recover their senses" at rate n. These competing processes determine whether the excited-speculator population grows or vanishes.
2
Critical Threshold: When returns cross above r* = 1/θ, the excited-speculator population becomes self-sustaining at n* = (r-r*)/r > 0, potentially triggering a bubble.
3
Parameter Stability: θ is stable across time for a given asset, allowing it to be estimated during normal times when no bubble is present.
4
Predictive Power: Assets with higher θ values have lower thresholds (r*), making them more susceptible to a bubble following an initial run-up in returns.

Central Insight: This model explains both why bubbles sometimes happen and why they usually do not. The parameter θ creates a critical threshold that must be crossed for bubble formation, allowing ex-ante prediction of bubble likelihood across different assets.